| Unlimited access with Credit Manager
Credit Manager gives you unlimited access to your Experian
credit report and credit score, e-mail notification of report changes,
plus interactive tools to help you make good credit decisions.
More » |
|
| What a great deal!
If you don't need unlimited access your your credit information, purchase a one-time, online copy of your Experian Credit Report and Credit Score for just $12.95. Make sure your information is accurate and fix any errors before applying for your next loan.
More » |
|
|
Budgeting
One way to help you understand, manage and protect your
credit is to develop a budget of your finances. Creating
and following a budget puts you in control of your money.
To create a realistic budget for yourself, you need three
fundamental criteria: knowledge, control and organization.
Knowledge
Study every expense you have and use this knowledge to gain insight into where
your money goes. Try writing down all your expenses for one month (including everything
from your morning coffee to your unforeseen plumbing problems). You may be surprised
to see how all the small things add up. You'll soon learn that some expenses may
be unnecessary, and once they're eliminated, you might not miss them at all.
Control
This is the source of your power. Set your mind to have control
over your money, so your money won't have control over you.
Tell your money that you're taking charge now. Go ahead - do
it!
Organization
The best part of budgeting is that you'll save both time and
money and you'll be better able to use those resources for the things that really
matter to you. We have all the calculators you'll need to start. Just check out
our calculators/resources
section, and see how easy it is. View our article on credit
and financial planning.
This article is provided for general guidance and information.
It is not intended as, nor should it be construed to be, legal,
financial or other professional advice. Please consult with
your attorney or financial advisor to discuss any legal or
financial issues involved with credit decisions.
|
|
|
