document.write('<table width="777" border="0" cellspacing="0" cellpadding="0"><tr>') 
document.write('<td width="2" rowspan="2"><img src="../images/pixel.gif" width="2" height="1"></td>')
document.write('<td height="75" colspan="2" valign="bottom"><img src="../images/pixel.gif" width="2" height="1"><img src="../images/logo.gif" width="370" height="42"></td>')
document.write('<td width="193" valign="top"><br><div align="right">') 
document.write('<p><a href="/creditmanager/012_0_cm_home.html" class="subhead">Credit Manager &raquo;</a><br>')
document.write('<a href="/creditmanager/cr_home.html" class="subhead">Credit Report &raquo;</a><br>')
document.write('<a href="/creditmanager/cr_home.html" class="subhead">Credit Score &raquo;</a><br>')
document.write('<a href="../creditmanager/015_0_ca_home.html" class="subhead">Credit Advice &raquo;</a></p></div>')
document.write('</td></tr><tr><td bgcolor="#08847A">&nbsp;</td><td bgcolor="#08847A" width="450" id="tertiaryNav">')

		if (tertVar == "improve") {
			document.write("<a href='015_4_ca_improve.html' onMouseOver='tertiaryOn(0); return false;' onMouseOut='tertiaryOff(0); return false;'>");
			document.write("<img src='../images/c2_tirtnav_improvc_a_off.gif' width='112' height='16' name='tertiary0' border='0'></a>");
			}
		else {
			document.write("<a href='015_4_ca_improve.html' onMouseOver='tertiaryOn(0); return false;' onMouseOut='tertiaryOff(0); return false;'>");
		    document.write("<img src='../images/c2_tirtnav_improvc_b_off.gif' width='112' height='16' name='tertiary0' border='0'></a>");
			}

		  if (tertVar == "major") {
		  	  document.write("<a href='015_3_ca_major.html' onMouseOver='tertiaryOn(1); return false;' onMouseOut='tertiaryOff(1); return false;'>");
			  document.write("<img src='../images/c2_tirtnav_majorp_a_off.gif' width='112' height='16' name='tertiary1' border='0'></a>");
		  	  }
		  else {
		      document.write("<a href='015_3_ca_major.html' onMouseOver='tertiaryOn(1); return false;' onMouseOut='tertiaryOff(1); return false;'>");
			  document.write("<img src='../images/c2_tirtnav_majorp_b_off.gif' width='112' height='16' name='tertiary1' border='0'></a>");
			  }

		 	if (tertVar == "events") {
				document.write("<a href='015_2_ca_life_events.html' onMouseOver='tertiaryOn(2); return false;' onMouseOut='tertiaryOff(2); return false;'>");
				document.write("<img src='../images/c2_tirtnav_lifee_a_off.gif' width='112' height='16' name='tertiary2' border='0'></a>");
				}
			else {
				document.write("<a href='015_2_ca_life_events.html' onMouseOver='tertiaryOn(2); return false;' onMouseOut='tertiaryOff(2); return false;'>");
				document.write("<img src='../images/c2_tirtnav_lifee_b_off.gif' width='112' height='16' name='tertiary2' border='0'></a>");
				}
		 	if (tertVar == "basics") {
				document.write("<a href='015_1_ca_basics.html' onMouseOver='tertiaryOn(3); return false;' onMouseOut='tertiaryOff(3); return false;'>");
				document.write("<img src='../images/c2_tirtnav_creditb_a_off.gif' width='112' height='16' name='tertiary3' border='0'></a>");
				}
			else {
				document.write("<a href='015_1_ca_basics.html' onMouseOver='tertiaryOn(3); return false;' onMouseOut='tertiaryOff(3); return false;'>");
				document.write("<img src='../images/c2_tirtnav_creditb_b_off.gif' width='112' height='16' name='tertiary3' border='0'></a>");
				}
    


document.write('<td bgcolor="#08847A">&nbsp;</td></tr></table>')